At Mars National Bank, we always strive to provide you with prompt, personal service. Our experienced lending staff, located at each of our offices, is trained to recognize your individual financial needs and assist you in selecting the loan that best suits you. Below are some descriptions of the kinds of loans we offer. If you don't see the type of loan you need, please let us know and we can customize a loan to match your situation. Your satisfaction is our main goal.
Home Equity Loan:
Use the equity that you have built in your home to lock in a low rate of interest on financing for nearly any purpose. A Home Equity Loan can range in terms up to 180 months and is repaid in fixed monthly installments which can be automatically deducted from your Mars Bank deposit account for your convenience. A Home Equity Loan may potentially offer you a tax deduction for interest paid on the loan which further lowers your overall borrowing cost. Consult your tax advisor for further information.
Home Equity Line Of Credit:
A revolving flexible credit line for your use to meet all of your borrowing needs. With a Home Equity Line of Credit you determine when and how much money is borrowed at any time, for any reason. A payment due under the Home Equity Line of Credit is billed monthly based on how much is borrowed and the interest is subject to change periodically. Accessing your Home Equity Line of Credit is as easy as using a checking account - you simply write a check. Interest on a Home Equity Line of Credit may also be tax deductible. Consult your tax advisor for more information.
Residential Mortgage:
Purchasing, building, remodeling or expanding your home? Mars Bank can provide you with the right Residential Mortgage at low fixed rates of interest. You can also be assured of prompt, professional service being provided to you during application, approval, closing and administration of your loan at Mars Bank.
Personal Loan:
Maybe you are thinking of consolidating some of your bills, or perhaps you would like to go on that exotic vacation you have always wanted to take. Whatever your financial needs may be, Mars Bank has a Personal Loan for them. A Personal Loan is an easy way to afford the things that you otherwise might only dream about.
Student Loan:
The price of an education is increasing daily, and Mars Bank can help ease this burden with a Student Loan. There are loans available to both students and parents, with Stafford Loans being the most common for students and Plus loans most often used by parents. When applying for financial aid at the college you have selected, designate Mars National Bank as your bank of choice. All student loans are serviced by the Student Loan Servicing Center which is a division of the Pennsylvania Higher Education Assistance Agency (PHEAA). Contact the Financial Aid Office of any college or our Student Loan Officer for further information.
VisaŽ Credit Card:
For convenient cash or credit anytime and nearly anywhere, apply for a Mars National Bank Visa today. Our Visa credit card has everything you need, and best of all, it's offered by us. The same people you work with every day. Call or stop in to any one of our four full-service offices for a low interest rate Visa Credit Card application today!
