Mars National Bank Interest Rate Information on Deposit Accounts as of
Thursday, August 21, 2008
N.O.W. Checking Account ** Passbook Savings Account **
Account Balance APY*
$1-$9,999.99 0.50%
$10,000.00 - $24,999.99 0.60%
$25,000 - $49,999.99 0.60%
$50,000 - $74,999.99 0.60%
$75,000 - $99,999.99 0.60%
$100,000 & up 0.60%

If balance falls below $1,000
a $6.00 service charge will be assessed.

1.01% APY*
IRA Passbook Account **
1.62% APY*
Insured Money Market Accounts ** Statement Savings **
Account Balance APY*
$1-$9,999.99 1.01%
$10,000.00-$24,999.99 1.26%
$25,000-$49,999.99 1.51%
$50,000-$74,999.99 1.76%
$75,000-$99,999.99 2.02%
$100,000 & up 2.27%

If balance falls below $1,000 a $10.00 service charge will be assessed
Account Balance APY*
$300 - $9,999.99 1.11%
$10,000 - $24,999.99 1.31%
$25,000 - $49,999.99 1.51%
$50,000 - $74,999.99 1.71%
$75,000 - $99,999.99 1.92%
$100,000 and up 2.12%
Special Time Certificate of Deposit
Length of Investment Minimum Investment APY*
10 months Plus One Special $1,000.00 < 2.25%
10 months Plus One Special $100,000.00 < 2.50%
Time Certificate of Deposit
Length of Investment Minimum Investment APY*
6 months $1,000.00 2.00%
6 months $100,000.00 2.10%
12 months $1,000.00 2.05%
12 months $100,000.00 2.20%
18 months $1,000.00 2.20%
18 months $100,000.00 2.35%
24 months $1,000.00 2.35%
24 months $100,000.00 2.50%
36 months $1,000.00 2.70%
36 months $100,000.00 2.85%
48 months $1,000.00 2.85%
48 months $100,000.00 3.00%
60 months $1,000.00 3.00%
60 months $100,000.00 3.15%

*Annual Percentage Yield (APY) is the interest on your deposit for a year,
including compounding, expressed as a percentage.
Rates are subject to change without notice. Penalty may apply for early withdrawal.
Please call our nearest Community Office for further information.
If the term of your certificate is not shown above, please
contact your nearest community office for renewal information.

**This rate is variable and may change after the account is opened
Fees may reduce earnings on your account