Mars Bank | Rates | Mortgage / Home Equity

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Home Equity Term Loans

Term	Interest Rate	Payment Amount^(a)	Example Payment Term
5 Years	3.49% APR	$18.19	60 Months
10 Years	3.99% APR	$10.13	120 Months
15 Years	4.49% APR	$7.65	180 Months
20 Years	4.74% APR	$6.46	240 Months

^{(Maximum Loan Amount = $250,000/Minimum = $15,000)

(Loan to value of 85% or less with $15,000.00 New money to Mars National Bank)}

^(a)Payment amount per $1,000 borrowed

Home Equity Lines of Credit

Plan	Loan to Value	Maximum Loan Amount	Minimum Loan Amount	Current Interest Rate	Rate Calculation
Platinum	70% or Less	$250,000	$25,000	3.00% APR	New York Prime Minus .25%
Gold	70.01% to 85%	$150,000	$15,000	3.75% APR	New York Prime Plus .50%

Home Equity Lines of Credit are variable rate plans with rates subject to a change in the Index. The Index is the New York Prime Rate. The interest rate is the sum of the Index plus the margin. Rates are subject to change without notice. The maximum APR is 18%. If an appraisal is required, there will be a cost assessed to you ranging from $70.00 to $450.00. If you take an overdraft protection advance from the loan you will be charged $5.00. We reserve the right to impose a research fee of $35.00 per hour. Property insurance will be required. Flood insurance may be required.