Mortgage & Home Equity Loan Interest Rate Information
as of 10/14/2008

Home Equity
Up to 60 months

=<80% LTV

 <90%LTV

5.99%

6.50%

61 to 120 months

=<80% LTV

<90%LTV

5.99%

6.50%

121 to 180 months

=<80% LTV

<90%LTV

6.25%

6.75%

181 to 240 months maximum 80% LTV and minimum loan amt $25,000.00 7.49%

*Rates quoted above require an automatic payment from an eligible Mars National Bank checking account, which results in a .25% rate discount.  Rates without an automatic payment from an eligible Mars National Bank checking account will be .25% higher. 

Home Equity Line of Credit
Platinum CLTV of 70.00% or less New York Prime – 1.00%
Gold CLTV of 70.01% - 80.00% New York Prime – 0.50%
Silver CLTV of 80.01% - 89.99% New York Prime + 0.25%
 *No annual fee applies.

*Loan rates are listed in Annual Percentage Rates (APR).
Other loans available, including all types of business loans.
Please call our nearest Community Office for further information.
All loan interest rates listed are subject to change without notice.
Offers may be modified or discontinued at any time.
Loans and lines are subject to credit approval. Property insurance is required
for all loans and lines of credit.