Personal Term Loans

Secured 

Type/Term

Interest Rate

Payment Amount(a)

Example Payment Term

New Vehicles Up to 60 Mos.

4.50% APR

$35.32

30 Months

Used Vehicles Up to 60 Mos.(b)

5.25% APR

$35.65

30 Months

Boat or Motorcycle

9.00% APR

$37.37

30 Months

Mobile Home

Negotiable

Available upon request

Negotiable

Secured with Payment by Automatic Debit From A Mars National Bank Deposit Account 

Type/Term

Interest Rate

Payment Amount(a)

Example Payment Term

New Vehicles Up to 60 Mos.

4.25% APR

$35.21

30 Months

Used Vehicles Up to 60 Mos.(b)

5.00% APR

$35.54

30 Months

Boat or Motorcycle

8.75% APR

$37.25

30 Months

Mobile Home

Negotiable

Available upon request

Negotiable

Unsecured 

Term

Interest Rate

Payment Amount(a)

Example Payment Term

Up to 30 Months

11.00% APR

$46.63

24 Months

31 to 60 Months

12.00% APR

$26.35

48 Months

Senior Citizen(c)

9.00% APR

$24.90

48 Months

Unsecured with Payment by Automatic Debit From A Mars National Bank Deposit Account 

Term

Interest Rate(d)

Payment Amount(a)

Example Payment Term

Up to 30 Months

10.75% APR

$46.52

24 Months

31 to 60 Months

11.75% APR

$26.23

48 Months

Senior Citizen(c)

8.75% APR

$24.78

48 Months

Personal Lines of Credit 

Type

Index

Margin

Interest Rate

Pay By Auto- Debit Margin

Interest Rate(d)

Unsecured(e) New York Prime +4.00% 7.25% APR + 3.75% 7.00% APR

 

 

 

 

 

a) Payment amount per $1,000 borrowed

b) Rate subject to underwriting requirements depending on the year and condition of the vehicle

c) 62 Years of Age or Older

d) Payment must be automatically debited from an eligible Mars National Bank deposit account

e) Personal Lines of Credit are variable rate plans with the index rate subject to change. The index is New York Prime Rate, which is currently 3.25%. The interest rate is the sum of the index plus the margin. Rates are subject to change without notice.