Business Customer Financial Assistance Programs

Mars Bank is working with business customers who are impacted financially by the COVID-19 pandemic. To learn about assistance for consumers click here

Available Business Customer Assistance Programs

Mars Bank Commercial and Small Business Assistance
  • Loan assistance with no credit bureau impact:
    • Interest-only payment options

    • Payment deferral options

  • Emergency loans for working capital necessary to sustain business during this crisis (subject to credit approval)

Late fees: as of September 1, 2021, Mars Bank will end the waiving of late fees. Please contact your commercial loan officer or banking center manager with questions or if you are facing financial hardship.

Please contact your commercial banking officer or 724-625-1555 ext. 250 to discuss your situation.

Federal Programs

Paycheck Protection Program (PPP)

Mars Bank is participating in all phases of the Paycheck Protection Program. 

August 4 Update: PPP Loan Forgiveness – SBA Website Portal Open

The U.S. Small Business Administration (SBA) launched a streamlined application portal to allow borrowers with Paycheck Protection Program (PPP) loans of $150,000 or less through participating lenders to apply for forgiveness directly through the SBA.

Mars Bank registered with the Small Business Administration (SBA) to permit the use of the SBA PPP Loan Forgiveness website for Mars Bank PPP customers. This means you can easily access and submit your PPP loan forgiveness application online.

Read the full information by clicking here

May 25 Update: PPP Loan Forgiveness

The updates below highlight the most impactful changes to the PPP loan forgiveness requirements and processes. As new information is shared, we will post it on this page. Please check for new information regularly and contact your Mars Bank relationship manager with specific questions about your loan.

New Applications Simplify First Draw PPP Loan Forgiveness Process

If you spent all funding on forgivable expenses and have the correct documentation to submit to Mars Bank, you can apply for loan forgiveness at any time—even before your “covered period” expires.  

Your covered period refers to the time frame you have to spend your PPP funds on eligible expenses to qualify for forgiveness. If you wait to apply, there will be a deferment of all payments (including principal, interest) for up to ten months after your covered period. 

If you apply for forgiveness before your repayments start, any payments are paused until the Small Business Administration (SBA) makes a forgiveness decision about your loan.

Your covered period options:
8-week minimum: The shortest covered period available is 8-weeks. Your covered period may not be less than an 8-week period.
24-week maximum: The longest covered period available is 24-weeks. Your covered period cannot extend beyond 24-weeks.
Custom length: Alternatively, you may choose a covered period between 8 and 24 weeks (e.g., 12 weeks, 20 weeks, etc.)

To qualify for partial or total loan forgiveness, you must provide the correct information and supporting documentation for an accurate analysis of your application. 

The SBA continues to release updated guidance regarding PPP forgiveness, please use the link below for the latest information. 

The updated applications are available on SBA site:

We encourage you to apply for loan forgiveness as soon as possible. When your application is complete and ready to be submitted to the SBA, please scan, and email to your commercial banker or drop off at one of our convenient banking centers. 

Please contact your relationship manager with any questions or call 724-625-1555×250.

May 5, 2021 Update: Paycheck Protection Program (PPP) Funds Exhausted

The Small Business Administration announced that Paycheck Protection Program (PPP) funding has been exhausted and that the PPP application portal stopped accepting applications for loans from most lenders on May 4, 2021. Mars Bank will no longer accept PPP applications.

The SBA said that it reserved approximately $6 billion in funding for previously submitted loan applications subject to hold codes that have yet to be resolved. There is also approximately $8 billion remaining in congressionally mandated funding for PPP loans made by designated “community financial institutions,” defined as minority depository institutions and community development financial institutions.

If you have a PPP loan application in process with Mars Bank, please contact your commercial relationship manager or call 724-625-1555 x250 for more information about your loan.

December 1, 2020 Update Regarding Paycheck Protection Program

A federal court ordered the Small Business Administration (SBA) to release the names, addresses and precise loan amounts for all Paycheck Protection Program (PPP) loan recipients and all COVID-19-related Economic Injury Disaster Loan (EIDL) recipients. The court found that the SBA’s claimed exemptions from the Freedom of Information Act do not cover the PPP data sought by major news organizations. The SBA did not appeal the ruling and publicly and is expected to release this information on December 1. The banks that issued PPP loans played no role in the decision to release this information.

For more information regarding your PPP loan, contact your commercial banking officer or 724-625-1555 ext. 250 to discuss your situation.


Economic Injury Disaster Loans and Loan Advance

The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Companies may apply directly through the SBA  by clicking here.

State Program Assistance

The Commonwealth of Pennsylvania has developed a program to help small businesses with fewer than 100 employees.  It will be administered by the Pennsylvania Industrial Development Authority (PIDA).  It provides working capital financing to small businesses located within the Commonwealth that are adversely impacted by COVID-19.  The program offers loans at a maximum of $100,000 to qualified businesses.  Loan terms are three years with a 12-year amortization with no payments due during the first year.  See for more details surrounding the program and related guidelines.  To apply for the grants, businesses must contact a local certified economic development organization.  See for a listing of certified organizations near you.

Please contact your commercial banking officer or call 724-625-1555 ext. 250 to discuss your situation.

To learn about assistance for consumers click here

Butler County Small Business COVID-19 Grant Program

This program is now closed.