Personal Deposit Rates

Personal Deposit Product Interest Rates

Effective May 15, 2018 • Subject to Change

  • The Bank reserves the right to individually price deposits in excess of $500,000.00.
  • The following types of accounts are variable rate accounts and the rate may change after the account is open.
  • Fees may reduce the earnings on the account.
Interest – Bearing      
Balance Tier Minimum Balance to Open Account Interest Rate Annual Percentage Yield
$1.00 to $9,999.99 $25.00 0.03% 0.03%
$10,000.00 to $24,999.99   0.03% 0.03%
$25,000.00 to $49,999.99   0.03% 0.03%
$50,000.00 to $74,999.99   0.03% 0.03%
$75,000.00 to $99,999.99   0.03% 0.03%
$100,000.00 or greater   0.03% 0.03%
       
Money Market Checking
$1,000 to $9,999.99 $25.00 0.03% 0.03%
$10,000.00 to $24,999.99   0.03% 0.03%
$25,000.00 to $49,999.99   0.03% 0.03%
$50,000.00 to $74,999.99   0.03% 0.03%
$75,000.00 to $99,999.99   0.05% 0.05%
$100,000.00 or greater   0.05% 0.05%
       
Money Market Special
$1,000 to $9,999.99 $25.00 0.03% 0.03%
$10,000.00 to $24,999.99   0.03% 0.03%
$25,000.00 to $49,999.99   0.03% 0.03%
$50,000.00 to $74,999.99   0.03% 0.03%
$75,000.00 to $99,999.99   0.05% 0.05%
$100,000.00 to $249,999.99   0.60% 0.60%
$250,000.00 or greater   0.80% 0.80%
       
Statement Savings
$25.00 to $9,999.99 $25.00 0.03% 0.03%
$10,000.00 to $24,999.99   0.03% 0.03%
$25,000.00 to $49,999.99   0.03% 0.03%
$50,000.00 to $74,999.99   0.03% 0.03%
$75,000.00 to $99,999.99   0.05% 0.05%
$100,000.00 or greater   0.05% 0.05%
       
Personal IRA Statement Savings
  $25.00 0.03% 0.03%
Personal Savings Passbook
  $25.00 0.03% 0.03%
Personal IRA Savings Passbook
  $25.00 0.03% 0.03%
Special Certificates of Deposits & Special IRA Certificates of Deposit
11-Month Special $2,500.00\ $100,000.00(Jumbo CD) 1.75% 1.76%
17-Month Special $2,500.00\ $100,000.00(Jumbo CD) 2.00% 2.02%
25-Month Special $2,500.00\ $100,000.00(Jumbo CD) 2.35% 2.38%
*Annual Percentage Yields (APY) shown are accurate as of May 15, 2018 and are subject to change or withdrawal at any time. Rates are not effective until the account is opened. A penalty will be imposed for early withdrawal. Fees may reduce earning. Minimum balance required of $2,500 for all terms listed. For Certificate of Deposit terms of 17 and 25 months, funds to open this account must be new money (exclusions apply). New money is defined as money not currently on deposit with Mars Bank.  Not valid with any other offer. Financial institutions and brokers are not eligible for this offer. Mars Bank reserves the right to individually price deposits in excess of $500,000.  FDIC insured up to applicable limits. Member FDIC.
       
Regular Certificates of Deposit & IRA Certificates of Deposit
6-Month $1,000.00 0.05% 0.05%
12-Month $1,000.00 0.10% 0.10%
18-Month $1,000.00 0.15% 0.15%
24-Month $1,000.00 0.20% 0.20%
36-Month $1,000.00 0.35% 0.35%
48-Month $1,000.00 0.50% 0.50%
60-Month $1,000.00 0.80% 0.80%
The above certificates of deposit accounts automatically renew and the rate may change at maturity. A penalty may be imposed for early withdrawal.
       
Jumbo Certificates of Deposit & Jumbo IRA Certificates of Deposit
6-Month $100,000.00 0.05% 0.05%
12-Month $100,000.00 0.10% 0.10%
18-Month $100,000.00 0.15% 0.15%
24-Month $100,000.00 0.20% 0.20%
36-Month $100,000.00 0.35% 0.35%
48-Month $100,000.00 0..50% 0.50%
60-Month $100,000.00 0.80% 0.80%
The above certificates of deposit accounts automatically renew and the rate may change at maturity. A penalty may be imposed for early withdrawal.