Personal Deposit Rates

Personal Deposit Product Interest Rates

Effective May 4, 2020 • Subject to Change

  • The following  are variable rate accounts, the rate may change after the account is open.
  • Fees may reduce earnings on an account.
  • Rates are not effective until the account is opened.
  • See Deposit Account Agreement Disclosure and Fee Schedule for additional account information.
  • The Bank reserves the right to individually price deposits in excess of $500,000.
  • Not valid for institutional investors and brokered accounts.
NOW Account      
Balance Tier Minimum Balance to Open Account Interest Rate Annual Percentage Yield
$1.00 to $9,999.99 $25.00 0.03% 0.03%
$10,000.00 to $24,999.99   0.03% 0.03%
$25,000.00 to $49,999.99   0.03% 0.03%
$50,000.00 to $74,999.99   0.03% 0.03%
$75,000.00 to $99,999.99   0.03% 0.03%
$100,000.00 or greater   0.03% 0.03%
       
Money Market Account
$1,000 to $9,999.99 $25.00 0.03% 0.03%
$10,000.00 to $24,999.99   0.03% 0.03%
$25,000.00 to $49,999.99   0.03% 0.03%
$50,000.00 to $74,999.99   0.03% 0.03%
$75,000.00 to $99,999.99   0.05% 0.05%
$100,000.00 or greater   0.05% 0.05%
       
Statement Savings
$25.00 to $9,999.99 $25.00 0.03% 0.03%
$10,000.00 to $24,999.99   0.03% 0.03%
$25,000.00 to $49,999.99   0.03% 0.03%
$50,000.00 to $74,999.99   0.03% 0.03%
$75,000.00 to $99,999.99   0.05% 0.05%
$100,000.00 or greater   0.05% 0.05%
       
Personal IRA Statement Savings
  $25.00 0.03% 0.03%
Personal Savings Passbook
  $25.00 0.03% 0.03%
Personal IRA Savings Passbook
  $25.00 0.03% 0.03%
       
Regular Certificates of Deposit & IRA Certificates of Deposit
3-Month $2,500.00 0.05% 0.05%
6-Month $1,000.00 0.05% 0.05%
12-Month $1,000.00 0.10% 0.10%
18-Month $1,000.00 0.15% 0.15%
24-Month $1,000.00 0.20% 0.20%
36-Month $1,000.00 0.35% 0.35%
48-Month $1,000.00 0.40% 0.40%
60-Month $1,000.00 0.40% 0.40%

The above certificates of deposit (CD) accounts automatically renew and the rate may change at maturity. A penalty may be imposed for early withdrawal. Penalties may reduce the earnings on an account. The account requires a minimum opening deposit based on term and APY that is stated.The 3-Month CD is not eligible for IRA Certificate of Deposit. The 3-Month CD is not available for new accounts.

Jumbo Certificates of Deposit & Jumbo IRA Certificates of Deposit
3-Month $100,000.00 0.05% 0.05%
6-Month $100,000.00 0.05% 0.05%
12-Month $100,000.00 0.10% 0.10%
18-Month $100,000.00 0.15% 0.15%
24-Month $100,000.00 0.20% 0.20%
36-Month $100,000.00 0.35% 0.35%
48-Month $100,000.00 0.40% 0.40%
60-Month $100,000.00 0.40% 0.40%
The above certificates of deposit (CD) accounts automatically renew and the rate may change at maturity. A penalty may be imposed for early withdrawal. Penalties may reduce the earnings on an account. The account requires a minimum opening deposit based on term and APY that is stated.The 3-Month CD is not eligible for IRA Certificate of Deposit. The 3-Month CD is not available for new accounts.

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