Home Equity Loan Refinance Special

Warm up your winter

Low Rate, Low Fee Home Equity Loan

Home Improvement | Vacation | Debit Consolidation

15-Year Home Equity Refinance – 3.45% Rate (3.49%APR*)

20-Year Home Equity Refinance – 3.76% Rate (3.79%APR**)

  • Simply Refinance
  • $500 Closing Cost Guarantee
  • Your loan will be held by Mars Bank 

Return the form below to get more information on this and other Home Equity options.


The Annual Percentage Rate (APR) shown is available to well-qualified borrowers. Available for one-or two-unit owner-occupied primary residence properties. Offer is based upon 1st lien Home Equity and loan up to $300,000. The loan cannot be a purchase money mortgage. All existing mortgage limits plus this new loan cannot exceed 80% of the property value. A requirement of $25,000 minimum new money for a refinance of a current Mars Bank loan. Offer is subject to Mars Bank’s underwriting standards. Property insurance is required. Flood insurance may be required. If a trust or oil and gas lease is present,  there may be additional document review fees incurred by the borrower. Consult your tax advisor regarding the ability to deduct interest. Payments shown do not include amounts for taxes and insurance premiums. Rates shown accurate as of publication date and subject to change at any time. NMLS 594084
*  15-year Home Equity Loan offer available for loan term of 180 months. Example: $200,000 loan on property that is an existing single-family home and is used as a primary residence. At a 3.45% interest rate, the APR for this loan type is 3.49%. The payment schedule would be 179 payments of $1,424.86 and 1 payment of $1,424.68.
** 20-year Home Equity Loan offer: available for loan term of 240 months. Example: $200,000 loan on property that is an existing single-family home and is used as a primary residence. At a 3.76% interest rate, the APR for this loan type is 3.79%. The payment schedule would be 239 payments of $1,186.82 and 1 payment of $1,186.11.

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Also Available: 5-year Special Home Equity Loan

5-Year Term Home Equity Loan at 3.24%APR* 

  • No Strings Home Equity Loan
  • No checking account required
  • Low minimum – $10,000

*The Annual Percentage Rates (APRs) shown are available to well qualified borrowers. Available for one- or two-unit owner-occupied properties. 1st Lien Home Equity only. Offer is subject to Mars Bank’s underwriting standards. Property insurance is required. Flood insurance may be required. Consult your tax advisor regarding the ability to deduct interest. Payments shown do not include amounts for taxes and insurance premiums. Home Equity Loan offer: Available for loan term of 60 months. All existing mortgage limits plus this new loan cannot exceed 70% of the property value. Example: $100,000 loan on property that is an existing single-family home and will be used as a primary residence. At a 3.24% interest rate, the APR for this loan type is 3.24%. The payment schedule would be: 59 payments of $1,807.55 and 1 payment of $1,807.81. A minimum of $10,000 new money requirement for a refinance of a current Mars Bank loan. Rate accurate as of publication date and subject to change at any time.